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17 Tips for Buying a Home in 2017

17 Tips for Buying a Home in 2017

When planning for a home purchase, whether you’re a first-time homebuyer or you own multiple properties, there are many things to keep in mind to make the process as smooth as possible.  From credit scores and income tax returns to securing the right realtor and title company, the workload can seem overwhelming but the payoff … Continue reading 17 Tips for Buying a Home in 2017

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Protecting Your Personal Non-Public Information During Your Home Purchase

Protecting Your Personal Non-Public Information During Your Home Purchase is crucial to your personal information. The sale of a home can be one of the most exciting and also one of the most stressful times for both a buyer and a seller. There are many items and costs to consider, from typical closing costs and … Continue reading Protecting Your Personal Non-Public Information During Your Home Purchase

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The Skills of a Title Insurance Company.

The primary role of a title company is to issue title insurance on a piece of property to protect owners and lenders from any disputes that may result in legal claims. Title companies also conduct a thorough search of a property’s title to make sure it is free from any liens, judgments or other encumbrances. … Continue reading The Skills of a Title Insurance Company.

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The Role of Title Companies in Refinancing

When a person applies for a loan to refinance real estate, the bank may require the help of a title company to assist with the refinancing process. The title company conducts a background check on the title of the property. The title company will then scrutinize all the documents associated with the property to assure … Continue reading The Role of Title Companies in Refinancing

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Should I use a title company when buying or selling real estate?

There are many reasons for buying or selling a home without the assistance of a realtor, but one service provider you shouldn’t complete a transaction without is a title company. This is especially true with a for-sale-by-ower purchase or sale. Using a title company not only ensures that your closing goes smoothly, it also safeguards … Continue reading Should I use a title company when buying or selling real estate?

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When is hiring a real estate attorney or second title company to represent a seller a good idea?

A closing already has several different parties involved; buyers, sellers, buyer’s agent, seller’s agent, the title company and the lender. Does adding another company/attorney to represent the seller make sense? For a real estate closing in Florida, it just doesn’t make sense to complicate the transaction further by adding a superfluous second title company/attorney. Superfluous? … Continue reading When is hiring a real estate attorney or second title company to represent a seller a good idea?

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Title companies must report all-cash buyers to the Treasury Department’s Financial Crimes Enforcement Network (FinCEN)

The Treasury Department’s Financial Crimes Enforcement Network (FinCEN) announced new rules on January 13, 2016 aimed at all-cash buyers who purchase high-end real estate through shell companies, reports Forbes. The rule will force national title insurance companies to disclose to authorities the identities of buyers in certain geographic areas who purchase real estate for a … Continue reading Title companies must report all-cash buyers to the Treasury Department’s Financial Crimes Enforcement Network (FinCEN)

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What Role Do Title Companies Play At a Document Signing?

After the loan is approved, the title company works with all parties to coordinate the closing day and time. Numerous papers will need to be signed and notarized. This is where the role of a notary closing agent becomes necessary. Usually 80-125 pages of paperwork are generated by the lender and prepared for the loan … Continue reading What Role Do Title Companies Play At a Document Signing?

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State and Federal Tax Benefits for Homeowners

Deciding to purchase a home is a major life decision. Homeownership comes with a great deal of financial responsibility, and although you may have to spend a significant amount of money maintaining it, there are several ways that you can get money back through the filing of taxes. This is a summary of what is … Continue reading State and Federal Tax Benefits for Homeowners

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The Dangers of Choosing the Wrong Florida Title Company

If you’re in the market for a new house in Florida, you have a number of different duties that you must perform to complete the process. While some of the duties, like picking out the right neighborhood or school district can have a major impact on the success of your investment, others can seem irrelevant. … Continue reading The Dangers of Choosing the Wrong Florida Title Company