cost of title insurance title partners of south florida

What is the Cost of a Title Search?

Most people know that you when you purchase a home, the closing takes place at at title company because they handle the title work (or the deed) to the home. This is probably most people’s understanding of what a title company does, which is true. One of a title company’s main jobs is making sure the title to your new home is clean.

Title Partners of South Florida is a title company that serves Broward, Miami-Dade, and Palm Beach counties. We offer the best real estate closing services, focusing on the customer experience and offering many benefits for real estate agents who use us as well. Below, we’ll go over the importance of a title search and the cost involved. Contact us today to learn more!


No one wants to purchase a home, move in, start making home improvements, and then some time down the road someone comes forward and makes a claim of ownership of the home, meaning you may have to vacate. While this is infrequent, it does happen, which is why title insurance came into existence.

One of the main jobs of a title insurance company is to make sure that the title to your home is clean, meaning that there are no outstanding claims to ownership, filing errors, fraud, or liens against the property. While this process is thorough, errors are found, and things are missed, which is where title insurance comes into play. Title insurance would protect you against any financial loss from such claims and issues that would arise in the future.


Title Partners of South Florida wants to make it important to note that the cost of title insurance is only a one-time fee paid at the time of closing. We understand that at the closing of your new home, you will be facing a stack of papers to not only sign and agree to, but they are also filled with numbers and legal jargon that can be overwhelming. When you do have time to examine your closing papers, title insurance is not a part of your monthly payment.

All things related to the purchase of your new home is negotiable with the seller, including who pays for title insurance. If the seller covers title insurance, then you don’t have to worry about a thing. In the state of Florida, the cost of title insurance is regulated, and it’s based off the purchase price of a home, usually between two and five percent. However, the state of Florida also offers the Butler Rebate, which is a rebate of a portion of the cost of title insurance, which can make it more affordable for homeowners.


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Is Title Insurance Worth the Cost?

Title Partners of South Florida recognizes that one more cost to the whole list of costs associated with buying a home is probably something more home buyers do not want to deal with. That being said, you can think of title insurance as a backup just in case someone else does have a claim on your home, similarly to life insurance and car insurance. Title insurance offers peace of mind to one of the biggest investments in your life. It’s a small price to pay that you often can throw into your mortgage for the added security of the future.


Title Partners of South Florida aims to make the real estate closing process not so daunting for home buyers. You can reach out to us with any questions you may have before, during, or after closing. After closing, all of your real estate closing paperwork will be available online for you to access at any time. This makes it easy for when you have a question or need the paperwork for some reason to find it quickly. We want to make sure you understand not only what you are signing, but what certain parts, such as title insurance, will do for you, so if ever the need arises, you will know you are covered.

Title Partners of South Florida also offers a whole host of benefits for real estate agents who choose to work with us. We offer a marketing package for real estate agents that helps them keep in contact with their clients after they close on their home by sending out automated information on their home. This program allows for e-sign services, which is great for those who travel a lot for work. We also have an in-house attorney who can answer any legal questions you may have with regards to contracts and homes.

Title Partners of South Florida wants to make you feel at home while you are in our office. We offer snacks, cookies, and coloring for the kids, as well as a cozy feel. We want you to be comfortable during your time with us and feel valued. Contact us today to learn more!

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